What runs today
This version of Pennyplotter does not load advertisements, does not publish affiliate links, and does not accept payment for a calculator result. There is no affiliate relationship to disclose because none has been made.
If advertising is added
The site can later show ads through Google AdSense. That program is off until the owner adds a publisher id and turns the slot on. If it is turned on, ads may appear in reserved placements, Google may use cookies as described in the privacy policy, and an ads.txt file would identify the publisher. Advertisements would be marked as advertisements. They would not change the payment the calculator prints.
Google's program policies and content rules are Google's, not a promise of revenue. Whether an application is approved, and whether any ad is served, is outside this site's control. This page does not estimate earnings.
If an affiliate link is added
A link that pays a commission would be labeled near the link. An affiliate relationship would not be a recommendation to take a loan, and it would not be allowed to change a calculated payment. No such link is on the site now.
Editorial separation
Articles cite public sources and the rounding method in the editorial policy. A sponsor, if one is ever accepted, would not get to edit a formula or a worked example. Questions about a commercial relationship can be sent tohello@pennyplotter.com.